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Conversions lets you convert between currencies that you hold in your Global Account. You request a quote for a currency pair, review rates for same-day (D0) and next-day (D1) settlement, and accept the one you want — all within your account, without sending money anywhere. Think of it as a request-for-quote (RFQ) desk that lives inside your account: you ask for a price, the price is held for a short window, and you decide whether to lock it in.

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When would you use Conversions?

Rebalancing your holdings — If most of your balance is in USDT but you need USDC for a specific transaction, you convert what you need. Choosing settlement speed — If you can wait a day for a slightly better rate, D1 settlement is typically priced tighter than D0. If you need the funds available sooner, D0 settles the same day. Consolidating currencies — If you have received payments in multiple currencies over time and want to simplify, you can convert everything into a single currency. Acting on market conditions — If you want to increase or reduce exposure to a given currency based on how you see the market, you adjust via Conversions.

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How it differs from a withdrawal

A withdrawal sends money out of your Noxpay account to an external destination. A conversion keeps money inside your account but changes what currency it is in. No funds leave Noxpay.

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Same-day vs. next-day settlement

Every quote comes back with two rates: one for D0 (same business day) and one for D1 (next business day). Which one you can pick depends on the trading desk’s operating hours:
  • The desk operates during a configured window (for example, 09:00–18:00) and observes weekends and holidays.
  • D0 stops being offered after a daily cutoff time, since there would not be enough time left in the day to deliver.
  • D1 always delivers on the next business day.
If D0 is not available when you request a quote, the response tells you so — you can still convert, just settling on D1.
A conversion never reserves your balance ahead of time. The balance in from_currency must be available at the moment you accept the quote, not when you first request it.

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Explore Conversions

How it works

Quote expiry, the accept step, and how settlement and your balance work.

Flows

Step-by-step conversion flow and what to expect.