> ## Documentation Index
> Fetch the complete documentation index at: https://docs.noxpay.io/llms.txt
> Use this file to discover all available pages before exploring further.

# What is Noxpay Infra

> Crypto conversion infrastructure for fintechs, exchanges, DeFi protocols, and OTC desks — powered by Noxpay's Brazilian crypto rails.

Noxpay Infra gives crypto-native businesses the ability to offer BRL↔crypto conversions to their own end users, using Noxpay's infrastructure under the hood.

This is not a checkout or payment product. It is a crypto conversion layer — designed for businesses that already operate in crypto and need a compliant, reliable way to move between Brazilian Reais and on-chain assets for the people they serve.

## Who it is for

Noxpay Infra is purpose-built for:

* **Crypto exchanges** that want to offer BRL on/off ramps to their users
* **Crypto fintechs and neobanks** building deposit and withdrawal flows denominated in fiat
* **DeFi protocols** that need a BRL entry or exit point for their users
* **OTC desks** executing large bilateral conversions with Brazilian counterparties

Your users interact with your product. Noxpay handles the conversion, compliance screening, and settlement — invisibly.

<Note>
  Noxpay Infra is not available for resale or sublicensing. It is a set of crypto rails that Noxpay makes available to crypto businesses operating their own platforms.
</Note>

## Four variants

| Variant                           | Direction                       | Settlement                          |
| --------------------------------- | ------------------------------- | ----------------------------------- |
| **Onramp to Global Account**      | BRL in (PIX) → crypto           | Credited to your Noxpay balance     |
| **Onramp to External Address**    | BRL in (PIX) → crypto           | Sent on-chain to an external wallet |
| **Offramp from Global Account**   | Crypto from your balance → BRL  | Sent via PIX to a payee             |
| **Offramp from External Address** | Crypto deposited by payer → BRL | Sent via PIX to a payee             |

All four share the same compliance layer — identity verification is mandatory on every transaction — and the same limit structure.

## Templates — the configuration layer

Before your users can transact, you configure the rules that govern those flows in **Templates**. A Template defines the settlement currency, fee structure, and split payment behaviour. Every transaction initiated through a Template follows those rules automatically.

## Explore Noxpay Infra

<CardGroup cols={2}>
  <Card title="How it works" href="/noxpay-docs-v2/core-products/ramps/how-it-works" icon="gear">
    Compliance layer, transaction lifecycle, and how funds flow across all four variants.
  </Card>

  <Card title="Templates" href="/noxpay-docs-v2/core-products/ramps/templates" icon="file-code">
    Fee settings, split payments, and how to configure corridors.
  </Card>

  <Card title="Onramp to Global Account" href="/noxpay-docs-v2/core-products/ramps/onramp-to-account" icon="arrow-right-to-bracket">
    BRL in via PIX, crypto credited to your Noxpay balance.
  </Card>

  <Card title="Onramp to Address" href="/noxpay-docs-v2/core-products/ramps/onramp-to-address" icon="wallet">
    BRL in via PIX, crypto delivered on-chain to an external wallet.
  </Card>

  <Card title="Offramp from Global Account" href="/noxpay-docs-v2/core-products/ramps/offramp-from-account" icon="arrow-right-from-bracket">
    Crypto from your balance, BRL sent via PIX to a payee.
  </Card>

  <Card title="Offramp from External Address" href="/noxpay-docs-v2/core-products/ramps/offramp-from-address" icon="money-bill-transfer">
    Payer deposits crypto on-chain, BRL sent via PIX to a payee.
  </Card>
</CardGroup>

<Note>
  Access to Noxpay Infra requires the Infrastructure product to be enabled on your account.
</Note>